# What's Going On in Fraud 2026

First-party fraud is hard to catch, harder to prove, and getting more common. The What's Going On In Fraud 2026 study from Casap and Cornerstone Advisors surveyed 400+ banks and credit unions to find out where defenses are failing and what the teams getting ahead of it are doing differently.

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![A marble flag in front of “2026” and rows of card transaction details](https://cdn.sanity.io/images/z5qmtlm9/production/256ce56f1b272e4e8b4ef9e8ff44d7e3301f4e5e-1800x1350.png?q=80&fit=max&auto=format&w=3840)

## The data tells a clear story.

Data points from the survey paint a picture of where dispute and fraud operations stand in 2026.

-   67%67%
    
    Of respondents expect fraud losses to keep rising through 2026
    
-   93%93%
    
    Cite investigation time as a top operational cost
    
-   48%48%
    
    Don't have a clear picture of how many false claims are being correctly identified before credit is issued
    
-   75%75%
    
    See agentic AI as a viable path forward for early fraud detection and cross-case pattern recognition
    

## Download the report

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